Pursuant to New York Insurance Law §3420, once a claimant has secured a judgment against a defendant the claimant can then try to recover on the judgment against the defendant’s insurance carrier by filing a direct lawsuit against it. However, there are a number of prerequisites that must be adhered to before such an action can be commenced, and a multitude of policy considerations that will impact your likelihood of success. Unless the attorney that secured the judgment for you is knowledgeable and well-versed in insurance coverage litigation, we strongly recommend hiring a firm that is.